Affordable Tree Service Financing — $0 Down Available

Do not let the cost of a large tree job wait. Swift offers $0-down financing through Wisetack on jobs over $1,500 — soft credit check, instant decision, monthly payments, no impact on your credit score.

Why Most Tree Services Do Not Offer This

Tree work can be expensive — heritage oak removal can run $5,000+, full hurricane prep packages can exceed $2,000, and emergency storm-damage repair often hits five figures before insurance kicks in. Most tree contractors require payment in full on completion, period. No financing. No payment plans. No flexibility.

That is because tree services are mostly small operations without the back-office systems to offer financing safely. Setting up consumer financing requires partnerships, compliance, and underwriting infrastructure — most local tree contractors do not have it.

Swift built financing in from day one. We partner with Wisetack — a top-tier home-services consumer financing platform — to give you flexibility on jobs over $1,500. No PSL tree competitor offers this.

How Wisetack Financing Works

1. Get your free Swift estimate. We come out, walk the trees, and provide a written quote within 4 hours.
2. Apply for financing through Wisetack. Click the application link. Enter your basic info — name, address, income, last 4 of SSN.
3. Soft credit check (no impact on your score). Wisetack runs a soft pull — your credit score is not affected, even if you do not accept the offer.
4. Instant decision. Most applicants get an approval decision in under a minute. You will see your loan terms before you commit.
5. If approved, accept the terms and book the work. Funds are released to Swift when the job is complete.
6. Pay monthly. Wisetack sets up automatic monthly payments through ACH or debit card.

Sample Monthly Payments

Actual rates depend on credit profile and term length. Estimates only.

Rates and monthly payments above are estimates only. APR ranges typically run 0% to 35.99%.

Apply For Financing — Takes 2 Minutes

Soft credit check only. No impact on your credit score. Approval decision typically in under a minute.

Ready To Finance Your Tree Job?

$0 down · Soft credit check · Instant decision · Monthly payments · No prepayment penalty